BUYERS
The decision to purchase real estate involves understanding that life and the world around us are always changing.
Owning your own property is often considered to be "the dream", and it absolutely can be. Yet, ensuring that your endeavor fulfills your expectations requires a plan. This might involve considering employment stability, family, the economy, and taking steps to surround yourself with good information.
It is a real privelege to be able to guide purchasers to homes that work to enable the pursuit of life's objectives. I make every effort to provide information and resources necessary to make each client's experience purchasing real estate successful.
FINANCING
Large investments often necessitate taking advantage of services offered by lending institutions. Taking on a loan over an extended period of time with set adjustment durations agreed to that allow interest rates to be assessed in accordance with changing circumstances and economic conditions is referred to as a mortgage.
While not all financing options rely upon borrowing significant percentages of a properties value, it has become the most common route taken for property purchases.
Government incentives are often available to assist new home buyers, and those making there first property purchase. The Canadian Mortgage and Housing Corporation (CMHC) is the federally endorsed organization in charge of disseminating information regarding lending and borrowing for real estate in Canada.
RuthsBCHomes 2026
